Messenger Inquirer Owensboro, Ky. Keith Lawrence column
If individual and you have no relatives, we do not need life insurance, “Under the leadership of Doris Dobkins wrote in the online magazine of Finance of New $ $ mart. They person.”
But, says Dobkins, about 30 percent of all life insurance policies are sold to people in this category.
Dire insurance companies, the benefits of life insurance other than those around you to support, in case something happens to you.
The current value of the policy, they say, can be used for large expenditures, such as a Bachelor or a down payment on a house.
But Dobkins said: “The main objective of life insurance is to replace income lost because of a death. There are other investment opportunities at home or Buying College, she said.
If you can not simply with relatives, anything you need insurance is enough to pay for your funeral and burial - a term insurance contract for $ 5000 to $ 10000 Range, Dobkins said.
If you buy life insurance for your children?
“Children are the most overinsured group” Dobkins Web site said.
It suggests: “If the death of the child would be that you go to the debt or a hardness, then it may be useful to buy cheap term insurance for a few dollars per year.
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